Portfolio Management Services (PMS) in mutual funds is a specialized investment service designed for high-net-worth individuals (HNIs) and sophisticated investors who want personalized portfolio strategies instead of a one-size-fits-all approach. Unlike regular mutual funds where your money is pooled with thousands of investors, PMS creates a separate portfolio in your name, giving you direct ownership of the securities.
How PMS Works
- Minimum Investment: As per SEBI regulations, the minimum investment for PMS is ₹50 lakh.
- Customized Strategies: Portfolios are built according to your risk appetite, financial goals, and time horizon.
- Transparency: You get a clear view of every stock, bond, or instrument you hold.
- Flexibility: The portfolio manager can dynamically rebalance based on market conditions and your objectives.
Types of PMS
- Discretionary PMS – Portfolio manager takes all investment decisions.
- Non-Discretionary PMS – Manager suggests investments; final call is yours.
- Advisory PMS – You get advice, but execution is in your control.
Why PMS Over Mutual Funds?
- Direct Ownership – Your assets are in your name, not in a pooled fund.
- Personalization – Strategies aligned with your unique needs.
- Potential for Higher Returns – Active management can capitalize on market opportunities faster.
- Better Tax Efficiency – Gains/losses are calculated on your specific holdings.
How Capital Gurukul Adds More Value
While PMS is an excellent choice for customized equity investing, Capital Gurukul offers a wider spectrum of wealth-building opportunities beyond traditional mutual funds:
- MLD (Market Linked Debentures) – Earn predictable returns with an equity-linked upside.
- NCD (Non-Convertible Debentures) – Secure fixed-income products with higher interest rates than FDs.
- AIF (Alternative Investment Funds) – Access to niche strategies like private equity, hedge funds, and real estate investments.
- PMS – Managed by experienced professionals, with a proven track record of beating benchmarks.
By combining PMS with MLD, NCD, and AIF, we create a balanced portfolio that blends growth, stability, and diversification — something that traditional mutual funds alone can’t match.
Why Choose Capital Gurukul for PMS?
- Tailored Portfolios to your exact financial goals.
- End-to-End Support from strategy design to execution.
- Data-Driven Decisions backed by in-depth research and analytics.
- Focus on Wealth Preservation + Growth for sustainable returns.
📌 If you’re looking to invest in PMS, MLD, NCD, or AIF with expert guidance — Contact Us Here