How to Save

Saving money from salary is a critical step toward building long-term financial stability and wealth creation. According to a 2024 RBI survey, over 68% of salaried Indians save less than 20% of their income, highlighting the need for structured planning. Experts recommend following the 50-30-20 rule, where 50% of salary goes to essentials, 30% to discretionary spending, and 20% to savings/investments. Automating savings through SIPs or recurring deposits ensures discipline, while cutting unnecessary expenses can… Read More »How to Save Money from Salary – A Complete Guide for 2025