Investing in US stocks from India is now easier than ever through Liberalized Remittance Scheme (LRS), which allows Indians to remit up to USD 250,000 annually for foreign investments. Investors can open accounts with domestic brokers tied to US platforms or with international brokerage firms, enabling access to global giants like Apple, Google, and Amazon. However, factors like currency conversion fees, taxation under Indian laws, and market volatility must be considered before investing.
Investing Beyond Borders – The Rise of US Stocks
Global investing is no longer a luxury—it’s a necessity for diversification. Many Indian investors now look to the US stock market for:
- Exposure to global brands like Apple, Microsoft, Tesla, and Amazon
- Hedging against INR depreciation
- Access to industries and innovations that may not exist in India
The US market has delivered average annual returns of 10–12% over the last 50 years, making it an attractive option for wealth growth.
How Can Indians Invest in US Stocks?
1. Through International Brokerage Accounts
Platforms like Vested, Angel One, or Groww allow fractional ownership of US shares.
- Pros: Direct ownership, easy to start
- Cons: Currency conversion fees, taxation complexities
2. Via Indian Brokers with Tie-ups
ICICI Direct, HDFC Securities, and Kotak Securities partner with US brokers to offer seamless transactions.
3. Through US-focused Mutual Funds / ETFs
If you want diversification without managing individual stocks, US equity mutual funds or ETFs are an option.
Points to Consider Before Investing in US Stocks
- LRS Limit: RBI allows up to USD 250,000 per year under the Liberalised Remittance Scheme.
- Taxation: Gains from US stocks are taxed as per Indian income tax rules, plus US withholding tax on dividends.
- Currency Risk: If the INR strengthens against the USD, returns may reduce.
But Wait — Are US Stocks the Best Option Right Now?
While US stocks sound attractive, they’re not always the most efficient route for wealth growth for Indian HNIs and serious investors.
Why?
- High currency conversion & transfer costs
- Volatility from global geopolitical events
- Limited control compared to tailored investment products
Smarter Alternatives: MLD, NCD, AIF & PMS
At Capital Gurukul, we specialize in Market Linked Debentures (MLD), Non-Convertible Debentures (NCD), Alternative Investment Funds (AIF), and Portfolio Management Services (PMS) — tailored for investors who seek better risk-adjusted returns than generic stock market plays.
Why These Instruments Often Outperform Direct US Stock Investing
| Instrument | Benefits | Risk Level | Typical Returns |
|---|---|---|---|
| MLD | Tax-efficient (10% long-term capital gains), market-linked yet protected | Moderate | 8–14% p.a. |
| NCD | Fixed income, predictable cash flows, higher than FD rates | Low–Moderate | 7–12% p.a. |
| AIF | Diversification into private equity, venture capital, real estate, and more | Moderate–High | 12–20% p.a. |
| PMS | Professionally managed equity/debt portfolios customized for you | Varies by strategy | 12–18% p.a. |
Why Choose Capital Gurukul?
- Expertise: Decades of combined market experience
- Tailored Strategies: Investments aligned with your goals & risk appetite
- Transparent Process: Clear reporting and compliance at every step
- Global + Domestic Exposure: Balanced approach for wealth preservation & growth
Final Word
Yes, investing in US stocks from India is possible and can be rewarding.
But if you want higher returns with better risk management, Capital Gurukul’s investment solutions in MLDs, NCDs, AIFs, and PMS can help you diversify smartly while optimizing tax efficiency.
📩 Ready to explore smarter investment strategies?
👉 Contact Capital Gurukul Here