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INVESTMENT

How to Invest in US Stocks from India

Investing in US stocks from India is now easier than ever through Liberalized Remittance Scheme (LRS), which allows Indians to remit up to USD 250,000 annually for foreign investments. Investors can open accounts with domestic brokers tied to US platforms or with international brokerage firms, enabling access to global giants like Apple, Google, and Amazon. However, factors like currency conversion fees, taxation under Indian laws, and market volatility must be considered before investing. Investing Beyond… Read More »How to Invest in US Stocks from India

How to Save Money for Future: A Strategic & Data-Driven Guide

Saving money for the future is essential for long-term financial security, with data showing that individuals who consistently save at least 20% of their income can build substantial wealth over time. According to an RBI survey, over 60% of Indians lack sufficient emergency savings, making planned investments crucial. Diversifying savings into market-linked debentures (MLDs), non-convertible debentures (NCDs), alternative investment funds (AIFs), and portfolio management services (PMS) can provide higher returns, capital protection, and inflation-beating growth.… Read More »How to Save Money for Future: A Strategic & Data-Driven Guide

How to Save Money from Salary – A Complete Guide for 2025

Saving money from salary is a critical step toward building long-term financial stability and wealth creation. According to a 2024 RBI survey, over 68% of salaried Indians save less than 20% of their income, highlighting the need for structured planning. Experts recommend following the 50-30-20 rule, where 50% of salary goes to essentials, 30% to discretionary spending, and 20% to savings/investments. Automating savings through SIPs or recurring deposits ensures discipline, while cutting unnecessary expenses can… Read More »How to Save Money from Salary – A Complete Guide for 2025

How to Invest in Index Funds: A Complete 2025 Guide

Index funds have become a cornerstone for both beginner and seasoned investors in India due to their low costs, diversification, and consistent market-tracking performance. By mirroring benchmark indices like the Nifty 50 or Sensex, index funds eliminate the guesswork of stock-picking and provide broad market exposure in a single investment. Historical data shows that well-managed index funds in India have delivered average annual returns of 10–14% over the past decade, making them a reliable option… Read More »How to Invest in Index Funds: A Complete 2025 Guide

Best Offshore Investment Plans for Indians in 2025

Offshore investment plans for Indians provide access to global markets, diversified asset classes, and superior returns with currency hedging benefits. Under RBI’s Liberalised Remittance Scheme (LRS), Indian investors can legally invest up to $250,000 annually in international opportunities like US equities, global index ETFs, international mutual funds, offshore REITs, private equity funds, and structured products. Historically, portfolios with 20–30% offshore allocation have outperformed domestic-only investments by 25–30% in net returns over five years. With options… Read More »Best Offshore Investment Plans for Indians in 2025