Best Portfolio Management Services (PMS):
Types and Facts
Portfolio Management Services (PMS) are tailored investment solutions primarily for High Net-Worth Individuals (HNIs) who wish to invest ₹50 lakhs or more in a professionally managed portfolio. As per the latest SEBI guidelines, PMS minimum investment threshold remains ₹50 lakhs, and the Indian PMS industry has grown over ₹5.5 lakh crores in Assets Under Management (AUM) as of 2024. PMS offers customized strategies with direct ownership of securities, better transparency, and performance-linked returns. At Capital Gurukul, we offer result-oriented, research-driven PMS solutions crafted specifically for your financial goals with a mix of equities, debt, and structured products.
What is Portfolio Management Services (PMS)?
PMS is a specialized investment service where experienced professionals manage your portfolio with a personalized approach. It’s not a mutual fund—it’s a direct, tailor-made strategy designed for you.
Types of Portfolio Management Services– Which One Suits You?
There are 3 main types of PMS, and at Capital Gurukul, we offer all:
| Type | Description | Best For |
|---|---|---|
| Discretionary PMS | Capital Gurukul makes all investment decisions for you | Busy professionals, CEOs |
| Non-Discretionary PMS | We advise, you decide | Investors who want control |
| Advisory PMS | We give suggestions, execution is your job | DIY investors with experience |
Why Portfolio Management Services is Better Than Mutual Funds?
| Factor | PMS | Mutual Fund |
|---|---|---|
| Ownership | Direct stocks in your name | Pooled ownership |
| Customization | Tailored as per your goals | One-size-fits-all |
| Transparency | High (individual reporting) | Moderate |
| Minimum Investment | ₹50 Lakhs | ₹500–₹5000 |
| Fees | Fixed + Performance-based | Expense ratio only |
What Returns Can You Expect from Portfolio Management Services?
Top-performing PMS providers like ours have delivered CAGR returns of 15–20%+ over 5–10 years, depending on the strategy and market conditions. At Capital Gurukul, our “Alpha Growth Strategy” has outperformed Nifty 50 consistently in the last 3 years.
Who Should Opt for Portfolio Management Services?
PMS is ideal for:
- HNIs with investable surplus above ₹50 lakhs
- Investors looking for personalized, focused investment strategies
- People seeking tax efficiency, transparency, and performance-based rewards
- Those who want to move beyond mutual funds and into active equity participation
Must-Know Portfolio Management Services Facts (2024 Update)
- Minimum Investment: ₹50 lakhs (as per SEBI)
- Lock-in Period: No compulsory lock-in, but 1-3 years is ideal
- Taxation: Treated like direct stocks – LTCG 10%, STCG 15%
- Reporting: Quarterly & Annual reports provided
- Top Sectors: Financials, Pharma, IT, Infrastructure
Capital Gurukul’s Portfolio Management Services Edge – Why Choose Us?
- ✅ Research-Backed Strategies: We don’t gamble with your capital. Each pick is data-backed.
- ✅ Performance-Linked Fees: We earn only when you earn more.
- ✅ Real-Time Portfolio Tracking: Stay updated via our secure client portal.
- ✅ Dedicated Wealth Managers: Personalized service for your financial journey.
Frequently Asked Questions (FAQs)
Q. Whether PMS is regulated?
Yes, PMS in India is regulated by SEBI.
Q. What is the minimum duration to invest in PMS?
Though no lock-in, a 2-3 year horizon is best for meaningful returns.
Q. Which sectors are hot right now in PMS portfolios?
Financial services, EV supply chain, healthcare, and specialty chemicals are currently trending.
Q. Who manages your portfolio at Capital Gurukul?
Your portfolio is handled by experienced fund managers with decades of market expertise and research analysts to support real-time decisions.
How to Start PMS with Capital Gurukul?
- Schedule a Free Consultation – Let’s understand your goals.
- Risk Profiling & Strategy Selection – Conservative? Balanced? Aggressive? We got it all.
- Onboarding & KYC – Seamless digital onboarding process.
- Fund Transfer & Execution – Portfolio goes live with your funds.
- Review & Reports – Regular reports, market updates & review calls.
Conclusion:
If you’re serious about wealth creation and want a smart, data-backed, professionally managed investment approach, Portfolio Management Services with Capital Gurukul is your gateway to long-term financial success. Unlike mutual funds, our PMS ensures personalization, performance, and proactive decision-making. It’s not just investment—it’s Capital Gurukul’s commitment to grow your capital wisely.
