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Capital Gurukul

What is PMS in Mutual Fund? Your Gateway to Smarter Investments

Portfolio Management Services (PMS) in mutual funds is a specialized investment service designed for high-net-worth individuals (HNIs) and sophisticated investors who want personalized portfolio strategies instead of a one-size-fits-all approach. Unlike regular mutual funds where your money is pooled with thousands of investors, PMS creates a separate portfolio in your name, giving you direct ownership of the securities. How PMS Works Types of PMS Why PMS Over Mutual Funds? How Capital Gurukul Adds More Value… Read More »What is PMS in Mutual Fund? Your Gateway to Smarter Investments

How to Become an Investment Banker — And Why Smart Investors Also Look Beyond It

An Investment Banker is a financial professional who helps corporations, governments, and high-net-worth individuals raise capital, manage mergers & acquisitions (M&A), and structure complex financial deals. According to the U.S. Bureau of Labor Statistics, the median annual wage for securities, commodities, and financial services sales agents, including investment bankers, was $64,770 in 2023, with top earners making well over $200,000 annually. The role demands strong analytical skills, proficiency in financial modeling & valuation, and deep… Read More »How to Become an Investment Banker — And Why Smart Investors Also Look Beyond It

How to Invest in US Stocks from India

Investing in US stocks from India is now easier than ever through Liberalized Remittance Scheme (LRS), which allows Indians to remit up to USD 250,000 annually for foreign investments. Investors can open accounts with domestic brokers tied to US platforms or with international brokerage firms, enabling access to global giants like Apple, Google, and Amazon. However, factors like currency conversion fees, taxation under Indian laws, and market volatility must be considered before investing. Investing Beyond… Read More »How to Invest in US Stocks from India

How to Save Money for Future: A Strategic & Data-Driven Guide

Saving money for the future is essential for long-term financial security, with data showing that individuals who consistently save at least 20% of their income can build substantial wealth over time. According to an RBI survey, over 60% of Indians lack sufficient emergency savings, making planned investments crucial. Diversifying savings into market-linked debentures (MLDs), non-convertible debentures (NCDs), alternative investment funds (AIFs), and portfolio management services (PMS) can provide higher returns, capital protection, and inflation-beating growth.… Read More »How to Save Money for Future: A Strategic & Data-Driven Guide

How to Invest in AIF – A Complete Data-Driven Guide

Alternative Investment Funds (AIFs) are privately pooled investment vehicles regulated by SEBI that cater to high-net-worth investors seeking diversified, high-return opportunities beyond traditional equity and debt. With three categories—Category I, II, and III—AIFs invest in startups, infrastructure, private equity, hedge strategies, and debt instruments, offering risk-adjusted returns. As per SEBI data, the AIF industry in India crossed ₹8.9 lakh crore in commitments in FY 2024, showing rapid growth in investor confidence. These funds are suitable… Read More »How to Invest in AIF – A Complete Data-Driven Guide