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Inheritance Tax in India for NRIs, OCIs & US Citizens

Inheritance is 100% tax-free in India for NRIs, OCIs, and US citizens, meaning there is no inheritance tax in India for NRI, no inheritance tax in India for OCI, and no inheritance tax in India for US citizens. Neither the receiver nor the transferor pays tax at the time of inheritance. However, capital gains tax applies if the inherited property, shares, or other assets are sold. Repatriation of such proceeds is possible up to USD… Read More »Inheritance Tax in India for NRIs, OCIs & US Citizens

The Biggest Investing Mistakes to Avoid in 2025 – A Complete Guide

Investing mistakes are more common than you think—even among wealthy investors. The top 5 mistakes wealthy investors make include overconcentration, chasing trends, ignoring their risk profile, following poor or unqualified advice, and not having a clear investment purpose. Common mistakes people make when investing also include panic selling, neglecting fees and taxes, and blindly following “hot picks.” Understanding how not to invest, and instead focusing on long-term strategies with proper research, diversification, and expert guidance,… Read More »The Biggest Investing Mistakes to Avoid in 2025 – A Complete Guide

Tax on Foreign Income of Resident Indian – Complete 2025 Guide by Capital Gurukul

If you are a Resident & Ordinarily Resident (ROR) in India, any foreign income earned is taxable above the basic exemption limit—₹3 lakhs under the new regime and ₹2.5 lakhs under the old regime. All global income must be reported in the Income Tax Return (ITR), including mandatory disclosure of foreign assets in Schedule FA. Penalties for non-disclosure can go up to ₹10 lakhs per asset per year. Double Taxation Avoidance Agreements (DTAA) and careful… Read More »Tax on Foreign Income of Resident Indian – Complete 2025 Guide by Capital Gurukul

Non Convertible Debentures (NCDs) in 2025 – A Complete Guide for Smart Investors

Non Convertible Debentures (NCDs) are one of the most popular fixed-income investment options in India for 2025. They are issued by reputed companies to raise long-term capital, generally offer higher interest (8%–10%) compared to bank Fixed Deposits (FDs) which give only 4%–7%, and provide regular interest payouts (monthly, quarterly, yearly, or at maturity). NCDs are rated by credit rating agencies like CRISIL, CARE, or ICRA, making them safer than many other market products. With a… Read More »Non Convertible Debentures (NCDs) in 2025 – A Complete Guide for Smart Investors

Risk Mitigation: Meaning, Plan, Examples, Strategies, and Latest Updates

Risk mitigation is the proactive process of identifying, assessing, and reducing threats that organizations face. It ensures business continuity, compliance, and resilience using data-driven strategies like risk avoidance, acceptance, limitation, and transference. For instance, AI-driven monitoring, diversified planning, and automation have made risk mitigation smarter and faster. Capital Gurukul, as the premier educator and financial service provider, teaches not just theory but real-world applications—ensuring students and professionals master every angle of risk mitigation in risk… Read More »Risk Mitigation: Meaning, Plan, Examples, Strategies, and Latest Updates