Skip to content

Capital Gurukul

Income Tax Refund Pending? Latest Update, Reasons & Solutions Explained

If your income tax refund pending status is worrying you, here’s the latest update: Refunds in India are usually credited within 4–5 weeks after e-verification, but delays often happen due to incomplete verification, defective returns, incorrect bank details, or processing backlogs. Taxpayers can instantly check the refund status online on the Income Tax e-filing portal or the NSDL Protean portal. In some cases, if the delay exceeds the normal time, taxpayers are eligible for 6%… Read More »Income Tax Refund Pending? Latest Update, Reasons & Solutions Explained

Voluntary Provident Fund (VPF) – The Safest High-Return Investment

The Voluntary Provident Fund (VPF) is one of the most reliable, government-backed savings schemes in India. It allows salaried employees to invest up to 100% of their basic salary and dearness allowance, above the mandatory EPF contribution. For FY 2024-25, the interest rate is 8.25% per annum, which is higher than most fixed deposits and small savings schemes. Contributions under VPF qualify for tax deductions up to ₹1.5 lakh under Section 80C, while the interest… Read More »Voluntary Provident Fund (VPF) – The Safest High-Return Investment

AIF Category 3 in 2025 – The Hedge Fund-Style Investment

In 2025, AIF Category 3 funds have become the hottest alternative investment option in India, attracting over 54% of new flows into Alternative Investment Funds (AIFs). Designed for high-net-worth investors, these SEBI-regulated funds employ hedge fund–like strategies such as long-short trading, derivatives, and arbitrage. The results? In months when the Nifty and BSE fell 6–8%, top AIF Category 3 funds lost only 3%, and some even made profits. Leading names like Ampersand Growth, True Beacon,… Read More »AIF Category 3 in 2025 – The Hedge Fund-Style Investment

Best Investment Plans in India for 2025 – Proven Data, Easy Guide, and Expert Advice

The best investment plans in India for 2025 are backed by strong data: Equity Mutual Funds via SIPs (average 3-year returns up to 24%), Public Provident Fund (PPF) at 7.1% with tax benefits, Fixed Deposits (FDs) offering up to 7.5% safety returns, National Pension Scheme (NPS) funds at 8.9% five-year returns, National Savings Certificate (NSC) at 8.2%, Gold with 12–18% average growth, ULIPs for insurance plus investment, and Real Estate & REITs for passive income.… Read More »Best Investment Plans in India for 2025 – Proven Data, Easy Guide, and Expert Advice