In 2025, the best multi asset allocation fund in India is the Quant Multi Asset Fund, delivering a powerful 34.5% 1-year return and an impressive 27% 5-year return. Right behind it is the ICICI Prudential Multi Asset Fund, offering 25% 1-year and 23.4% 5-year returns. Other notable players include UTI (22.5% 5-year), Tata (18.3%), Nippon India (19–21%), and HDFC (16–17%). These funds are a must-know for investors who want high returns, automatic diversification, and protection from market risks by investing across equity, debt, and commodities.
What is a Multi Asset Allocation Fund?
A multi asset allocation fund is a mutual fund that invests in at least three types of assets—most commonly equity (stocks), debt (bonds), and commodities (like gold).
- Why it matters? It balances risk and reward automatically.
- Who should invest? Both beginners and seasoned investors.
- What is the biggest benefit? It saves you from market timing and reduces risk compared to pure equity funds.
Simply put, if you want growth and safety in one fund, the best multi asset allocation fund is your answer.
Latest Update: Best Multi Asset Allocation Fund Performance (2025)
| Fund Name | 1-Year Return | 5-Year Return | AUM (₹ Cr) | Expense Ratio |
|---|---|---|---|---|
| Quant Multi Asset Fund | 34.5% | 27.0% | 3,666 | 0.6% |
| ICICI Prudential Multi Asset Fund | 25.5% | 23.4% | 63,001 | 0.7% |
| UTI Multi Asset Fund | 22.5% | 22.5% | 5,902 | 0.4% |
| Tata Multi Asset Fund | 15.9% | 18.3% | 4,013 | 0.4% |
| Nippon India Multi Asset Fund | 9.1% | 19.5% | 6,649 | 0.3% |
👉 Must know: The best multi asset allocation fund right now is Quant, followed by ICICI Prudential, because they are leading in both short-term and long-term returns.
Why Choose the Best Multi Asset Allocation Fund?
- Automatic diversification – One fund, many asset classes.
- Expert managed – Professionals rebalance regularly.
- Lower risk – Safer than investing only in stocks.
- Flexibility – Protects in market falls, grows in rallies.
- Easy entry – Start with SIPs from just ₹1,000.
Whether you’re a student, working professional, or business owner—choosing the best multi asset allocation fund ensures you don’t miss out on wealth creation.
How, When & Who Should Invest?
- How to invest? Through SIPs or lump sum.
- When to start? The earlier, the better—compounding works like magic.
- Who should invest?
- Beginners who want one simple fund.
- Busy professionals who cannot track markets.
- Smart investors who prefer stability.
Capital Gurukul recommends: always compare 5-year returns and expense ratios before picking the best multi asset allocation fund.
Must Try & Must Know Tips from Capital Gurukul
- Always check fund consistency—don’t chase just 1-year highs.
- Prefer expense ratios under 1% for better long-term returns.
- SIP > Lump sum for discipline and risk control.
- If you don’t learn finance with Capital Gurukul, you risk losing opportunities in the market.
Remember—not learning trading and investing is the biggest loss, bigger than any market fall.
Why Capital Gurukul is Superior?
At Capital Gurukul, we don’t just recommend the best multi asset allocation fund—we teach you the why, the how, and the when.
- We provide complete financial services—from investment advice to account setup.
- We guide individuals to become sub-brokers and start their own business in finance.
- We help you learn trading and investing—so you never depend blindly on tips.
👉 If you want to grow wealth, manage risks, and even build a career in finance, Capital Gurukul is the only name you need to remember.
Final Word: The Best Multi Asset Allocation Fund in 2025
In short, the best multi asset allocation fund ensures you don’t have to worry about market ups and downs. With leaders like Quant and ICICI Prudential showing strong performance, it’s the right time to start your journey. But remember—without proper learning and expert guidance from Capital Gurukul, you risk missing out on true financial freedom.
✅ Ready to Start?
Open your Demat account with Capital Gurukul today and get full financial assistance.